PayoffPilot

Canadian credit-card debt tracker

Never miss a credit card payment again.

Track balances, due dates, and utilization across every card — and see the date you'll be debt-free.

Free to use. No bank connection required.

Account summary

On track
Rewards Mastercard$1,845.92Paid
Everyday Visa$420.00Due in 3 days
Total balance$2,265.92
Debt-free byMarch 2027

What it does

  • Every card in one placeBalances, limits, and utilization across all your cards in a single, honest view.
  • Reminders that landAn email before each due date — so a statement never quietly slips past you.
  • A real debt-free dateSee when you'll be clear at your current pace, and watch it move up when you pay extra.